Saturday, July 18, 2015

A Treehouse at the Lake?


Where to spend from now till the end?  I've been working on that.  After more than twenty years of "renting" I have concluded that I can no longer afford that.  This year has proven to be extremely difficult to come up with supplemental income.  In fact there has been none for the last two months.  Ergo, I must lessen my monthly living costs to come closer to what I actually get from my SS contributions.

What appeared to be the obvious answer was to buy a little house and make smaller payments, pay less for utilities and still preserve some level of quality of life.

I keep going back to a little lake house.  Now, I've been proponenting "little" houses for some time, going on about how much I'd like to live in one.  Really?  Can I really do that?  Can I dispose of a good bit of what I have acquired?  You know, like I did when I moved from Houston to Brenham all those years ago.  Since then, and to fill differing needs and spaces, I have acquired some more things.  This little house I rent in Edom is not so little after all.  It has more rooms than I need, it is pier and beam construction from the 1940's and it is not efficient to heat or cool.

Well, I think we are about to find out if I can put my money where my mouth is.  The seller has accepted my offer, the credit union has agreed to finance my loan and the actual event appears to be on the horizon.  As an aside, I have put an offer on this very house before only to be told that it was too inexpensive for a major mortgager to bother with.  I put an offer on another, slightly larger, slightly more costly, only to find it had serious structural problems with which I was not prepared to deal.

Now I am really freaking out.  What to keep?  What must go?  What will fit in a little bitty house with a small storage shed?  What can I give away?  What can I throw away?  This is going to be a tough month.  I will have almost no money left.

Of course, as recent history has shown, it can all fall through, but I hope not.  I will still search for work.  But I'll be doing it from a tiny house on the lake!  More on this as time goes by.  Pray for me.

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